If you’re reading this, then it’s probable you’ve found yourself on the MATCH list, wondering what these lists are used for and what the consequences are for your business.
MATCH, which stands for “Member Alert To Control High-risk merchants” is the rebranded overhaul of an older list, the Terminated Merchant File (TMF). MasterCard created the list to help banks identify high-risk merchants before entering into merchant agreements with them.
Why are businesses terminated and placed on the MATCH list?
Generally, placement on the MATCH/TMF list prevents merchants from processing credit cards on their website through low-risk processors until they are removed from the list or until they find a “high-risk” processor willing to provide a solution for their business.
Being on this list means that most low-risk payment processors don’t want to shoulder the risk of working with you because they deem you as a high-risk liability or they want to charge you incredibly high rates to compensate for the risk of working with your business.
Whether you wound up on MATCH/TMF due to excessive chargebacks, PCI-DSS non-compliance, or another one of the aforementioned reasons, High Risk Merchant Pay can still get your application approved and your company back up and processing payments in as little as 24 hours. As long as you’re a legal, reputable business, we can provide you with a personalized merchant account that fully suits your daily needs and long-term goals.
Not only do we accept merchants on the MATCH list, we offer a guaranteed flat rate with no credit check or background check needed. Our expert, in-house underwriting team evaluates each company on the MATCH/TMF list and why they were placed on those lists individually so we can have you up and running in no time with flexible solutions for your business. In fact, we can pre-approve your company in as little as 24-48 hours!