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If your company is in the travel industry, you know first-hand how difficult it is to find a merchant services provider to process your online payments securely without unmanageable rates. Other banks and credit card companies may deny your travel company’s application, but we, at High Risk Merchant Pay, evaluate each travel company individually, so we learn your method of doing business and provide a customized travel merchant account by listening to your requirements and understanding your business model.

Advanced Chargeback Mitigation Tools For Keeping Chargeback Ratios Down and Profit Margins Up

Most travel companies ask the same question: “Why is my company categorized as high-risk?” Travel is a very dynamic business – consumers are booking reservations far in advanced and when something happens, such as extreme weather or a change of plans, people cancel their trips and request a chargeback from their credit card company. Since the chargeback timeframe is based on when the services are rendered, not at the time of purchase, users often chargeback months after they actually purchased their booking.

At High Risk Merchant Pay, we have advanced chargeback mitigation tools to help monitor your merchant transactions and alert you when things happen within your account so you can address them quickly. With our advanced tools, your travel company will keep chargeback ratios down and therefore minimize risk of account termination. We partner with leading industry professionals (Ethoca, Verifi, Control Scan, and ETA) who specialize in fraud detection tools to ensure our customers can receive real-time alerts to reduce chargebacks.

At High Risk Merchant Pay, we also deploy cutting-edge fraud protection technology to ensure our e-commerce gateways are secure, protected from fraud, and compliant with all PCI DSS standards. Our sophisticated, real-time fraud detection tools can identify a credit card is being used fraudulently at the moment the order is being placed – This means you instantly know whether a transaction is legitimate or not, helping you to greatly minimize the number of fraudulent transactions that get processed and ultimately minimize profit loss.

We can integrate with more than 175 shopping cart solutions and have relationships with banks across the globe – making payments internationally seamless and easy for everyone. By processing in more than 169 currencies, your customers can reserve their vacation tours, lodging, and more in the country’s native currency and we’ll provide payout in your local currency.